Adjusting your retirement age
Current timeline
Retirement Age
years
Savings required
₹NaN/month
Delayed Retirement
Retirement Age
years
Savings required
₹NaN/month
Retirement Age
years
Savings required
₹NaN/month
Current timeline for retirement
Your current assumption is to reach a target of ₹NaN/- by saving and investing an amount of ₹NaN/month. Your current target age of retirement is years.
Delayed retirement
Instead of your current target age for retirement, if you change the horizon and plan to retire at an age of years, the monthly savings required to reach the target amount will down to ₹NaN.
Instead of your current target age for retirement, if you change the horizon and plan to retire at an age of years, the monthly savings required to reach the target amount will go up to ₹NaN.
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Optimising The Horizon
Although many of us would like to work till we want and we can, the target age of retirement has to be properly deciding after duly considering multiple elements. Be it the traditional understanding of retirement or be the aim of financial independence, understanding certain factors is crucial:-

Financial readiness: Your current financial situation, including savings, investments, pensions, and other sources of income is crucial.
Health and longevity: Factoring in potential healthcare costs and the likelihood of needing long-term care as you age is also important.
Post-retirement goals: Post-retirement goals, such as travel plans, hobbies, volunteer work, or spending time with family are important considerations. Ensure your target retirement age aligns with these aspirations, allowing you to fully enjoy these things after your retirement.