Manthan, by Spring Money
The operating system for modern wealth practices.
The platform your advisors rely on, and the white-labelled app your clients use.
One workspace. Every role aligned.
Advisors, relationship managers and operations teams work from one shared, up-to-date record.
- Clients and families. One profile per family, with its members and accounts.
- CRM and task centre. Leads, reviews and team to-dos in one pipeline.
- Reconciliation. Orders matched against registrar feeds and exchange records.
- Execution centre. Orders placed and settlement tracked in one view.
- Branded reports. Performance statements in your firm's brand.
- Calculators and admin. Illustrative calculators, team chat and an admin area.
Needs a person today
Onboarding funnel
Reviews due this week
Illustrative visuals and data. For preview only.
Your brand. In every client's hand.
A consumer-grade mobile and web app that leads with your firm's name, logo and identity.
- Guided onboarding with CKYC and e-sign
- Full net worth view
- Goal tracking
- Account Aggregator connection
- Document vault
Family net worth
Goals
Illustrative visuals and data. For preview only.
Your entire book. On one screen.
Assets, SIP book, net sales and flows at the top. Below them, what needs a person today, where new clients are stuck, and which reviews are due.
Needs a person today
Onboarding funnel
Reviews due this week
Illustrative visuals and data. For preview only.
Exception queues
Failed orders, reconciliation breaks, expiring mandates and KYC refreshes land in one queue for your team.
Flow and drift analytics
Net sales, flows, concentration and drift, so reviews start with the families that need them.
One-click next steps
Add a client, place an order, renew mandates or export, without leaving the screen.
Self-onboarding for them. Automated CRM for you.
Demo Wealth
Your client's appSign in
Code sent to the phone
Profile
Risk profile
If your investments fell for a few months, what would you do?
KYC
Documents and e-sign
Bank and mandate
Exchange account
Welcome
Welcome to Demo Wealth
Passwordless access. Clients sign in to your branded app with a one-time code.
Guided profile collection. Personal details, family structure and contact data, gathered in one simple form.
Risk profiling, your way. Questionnaires set up to match your firm's advisory framework.
CKYC verification. PAN and CKYC records are checked automatically to confirm eligibility.
Paperless Aadhaar e-sign. Agreements, charters and client documents, generated and e-signed without leaving the app.
Bank and mandate set-up. Bank account verification and eNACH registration for recurring investments.
Exchange account (UCC) creation. UCC created on BSE StAR MF and NSE, so orders can start from day one.
Client activation. The client enters your branded portal. Your team gets a fully onboarded relationship.
Where your firm's registration requires them, the agreement, investor charter and fee mandate steps appear too.
Onboarding
Tasks created for your team
- Call to say hello
- Review the risk profile
- Check KYC documents
- Confirm the mandate
- Place the first SIP
- Book the first review
Illustrative visuals and data. For preview only.
Everyone in the firm works from the same records.
Each person sees what their job needs.
Firm owner
- The whole book on the practice dashboard
- Revenue, fee collection and flows
- Which features your firm switches on
- Your brand on every screen
Adviser or relationship manager
- Meeting briefs and review drafts from Spring Sense
- Each family's goals, plan and holdings
- Reviews due and families at risk
- Approval on anything that reaches a client
Operations team
- Execution centre for every order batch
- Reconciliation against registrar feeds
- One task list for the whole team
- Exceptions queued, not discovered late
Your client
- Your firm's brand, in your client's hands
- Goals, portfolio and next actions
- Documents in one vault
- A direct line to your team
Customised to your firm.
Modular by design. Switch on what your firm uses today, and add more as you grow.
With what you use
Switch on what your practice uses. Leave out what it doesn't.
Add as you grow
Turn more on when your team is ready. Nothing has to be replaced.
Bring your own accounts
Features that rely on your own vendor accounts, such as CKYC, fee payments or chat, switch on once those accounts are connected.
Pricing that grows with your practice.
0.03% a year of managed assets on the platform
3 basis points (0.03%) a year of managed assets on the platform, billed monthly.
- CRM
- White-label client app
- Onboarding and KYC
- Execution
- Registrar reconciliation
- Spring Sense AI
- Unlimited team members
For example, ₹100 crore of managed assets comes to ₹3,00,000 a year, billed as ₹25,000 a month. Illustrative. Calculated annually on managed assets and billed monthly. GST extra.
Frequently asked questions
Is Manthan one platform?
Yes. Your team and your clients work from the same records, so everyone sees the same picture.
Can we switch features on and off?
Yes. Manthan is customised per firm. You start with what your practice uses and add more as you grow.
Which exchanges and registrars does it work with?
BSE StAR MF, NSE and MF Utilities for mutual fund orders, and CAMS and KFintech feeds and CAS statements for holdings. More sources and products are planned with partners.
Will our clients see our brand?
Yes. Your clients see your name, logo, colours and font. Spring Money is a small technology credit.
Can clients transact themselves?
Where your firm switches it on, clients can buy, start a SIP or redeem. Payments go through payment links and mandates. The platform does not hold client money.
How do we bring existing clients across?
We bring your clients, holdings and history across from your current system, and show your team what changes on day one.
How is Manthan priced?
3 basis points (0.03%) a year of managed assets on the platform, billed monthly, plus GST. All capabilities and updates are included.